Travel insurance, 1885 style

by Phelps Gates

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A.   reversible (e.g. a jacket; hyph.)

B.   not feeling very well (3 wds)

C.   horned pachyderm

D.   ineffectual, timid person

E.   prerogative of many executives (2 wds)

F.   verge

G.   treat unfairly; swindle

H.   not readily noticeable

I.   masticated

J.   driving cat on Saturday Night Live

K.   peculiarities

L.   lassoed

M.   briefly (3 wds)

N.   followed by Q, a western US railway (2 wds)

O.   P, to Esau

P.   Old Testament patriarch

Q.   see N (3 wds)

R.   having difficulties (3 wds)

S.   element 3

T.   missed the ball completely

U.   natural attraction or feeling of kinship

V.   the speaker (2 wds)

W.   first steam passenger railway, 1825 (3 wds)